Protect yourself from phishing scams

1. NEVER send money or give credit card or online account details to anyone you do not know and trust.

2. Do not give out your personal, credit card or online account details over the phone unless you made the call and know that the phone number came from a trusted source.

3. Do not open suspicious or unsolicited emails (spam)-ignore them. You can report spam to Australian Communications and Media Authority. If you do not wish to report the message, delete it.

4. Do not click on any links in a spam email or open any files attached to them.

5. Never call a telephone number that you see in a spam email or SMS.

6. If you want to access an internet account website, use a bookmarked link or type the address in yourself-NEVER follow a link in an email.

7. Check the website address carefully. Scammers often set up fake websites with very similar addresses.

Protect yourself from phoney fraud alerts

1. Never enter your personal, credit card or online account information on a website that you are not certain is genuine.

2. Never send your personal, credit card or online account details through an email.

3. Order a your credit report every year to make sure no one is using your name to borrow money or run up debts.

Protect yourself from credit card scams

1. Check your bank account and credit card statements when you get them. If you see a transaction you cannot explain, report it to your credit union or bank.

2. Keep your credit card and ATM cards safe. Do not share your personal identity number (PIN) with anyone. Do not keep any written copy of your PIN with the card.

3. Choose passwords that would be difficult for anyone else to guess.