When you send money to people you do not know personally or give personal or financial information to unknown callers, you increase your chances of becoming a victim of telemarketing fraud.

Warning signs — what a caller may tell you:

-  “You must act ‘now’ or the offer won’t be good.”
-  “You’ve won a ‘free’ gift, vacation, or prize.” But you have to pay for “postage and handling” or other charges. 
-  “You must send money, give a credit card or bank account number, or have a check picked up by courier.” You may hear this before you have had a chance to consider the offer carefully. 
-  “You don’t need to check out the company with anyone.” The callers say you do not need to speak to anyone including your family, lawyer, accountant, local Better Business Bureau, or consumer protection agency. 
-  “You don’t need any written information about their company or their references.” 
-  “You can’t afford to miss this ‘high-profit, no-risk’ offer.”

If you hear these–or similar–”lines” from a telephone salesperson, just say “no thank you,” and hang up the phone.